4 MinLaunch - Sabadell 12M Garantizado Octubre
Fund with daily guarantee
By investing in Sabadell 12M Garantizado Octubre you are guaranteed 100% of the initial investment at any time until the maturity of the guarantee, which is set for 30 September 2026*.
In addition, the Fund aims to achieve an expected non-guaranteed return comparable to that of the €STR index on a capitalised basis, net of the Fund's expenses.
The €STR (Euro Short-Term Rate) is the new euro area interbank rate that reflects the cost of funding for euro area banks to borrow funds in overnight deposit transactions at market conditions. A return comparable to the capitalised €STR means that the initial capital invested in the Fund is intended to generate returns similar to the performance of the €STR index. These will be added to the invested assets to generate further returns until the maturity of the Fund on 30 September 2026.
Sabadell 12M Garantizado Octubre is a Fund with daily liquidity and guarantee. If you need to, you can redeem or transfer your units at any time and without any redemption fee.
*Amundi guarantees to the Fund that between 1 September 2025 and 31 October 2025 inclusive ("Reference Period") each net asset value will be at least equal to the previous net asset value. Amundi also guarantees to the Fund that each net asset value, established daily between 3 November 2025 and 30 September 2026 inclusive, will be at least equal to the highest net asset value achieved during the Reference Period.
Risks of the Fund
The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows the likelihood of the product losing money due to market developments or because we are unable to pay you.
We have classified this product as risk class 2 on a scale of 7, where 2 means low risk. This assessment rates the possibility of losses in future returns as low and the probability of a poor market situation affecting our ability to pay you as very unlikely.
Additional risks: The liquidity risk associated with temporary acquisitions and transfers of securities or total return swaps (TRS) could increase the variation in the product's return.
In addition to the risks included in the risk indicator, other risks may affect the Fund's returns. Please refer to the Sabadell 12M Garantizado Octubre prospectus.
The use of complex products, such as derivatives, may lead to increased movement in the value of your portfolio.
The Fund's guaranteed return does not protect investors from the effect of inflation during the Fund's lifetime until maturity, so the real return (i.e. after discounting inflation) could be lower or even negative.
Fixed income investments made by the Fund would incur losses if interest rates rise, so redemptions made before maturity may result in losses for the investor.
Sabadell 12M Garantizado Octubre (ISIN Code: FR001400ZYK5), managed by Amundi Asset Management, is a French Investment Fund or FCP, by its French acronym "Fond Commun de Placement", registered and supervised by the AMF (Autorité des Marchés Financiers, French regulator) and registered with the CNMV under number 2330 for marketing in Spain. A summary of the information on investors' rights and collective redress mechanisms is available in English at: https://about.amundi.com/Metanav-Footer/Footer/Quick-Links/Legal-documentation. The Management Company may cease marketing the Fund in any EU member state in which it has given notice to market the Fund.
The Fund's estimated performance does not protect investors from the effect of inflation over the life of the Fund until maturity so that the actual performance (i.e. discounting for inflation) could be lower or even negative.
For a more detailed description of the Fund's features and investment policy, the minimum initial investment, the recommended investment period, information on costs, charges and other expenses and, in particular, the risks associated with the Fund, we recommend reading the prospectus and the Key Information Document, available at sabadellassetmanagement.com.
This Fund is a non-complex MiFID product.
The Guarantor is Amundi, S.A. The Management Company is Amundi Asset Management, Société par Actions Simplifiée, Société de Gestion de Portfolios authorised by the AMF under no. GP 04000036. Registered office: 91-93, Boulevard Pasteur - 75015 Paris. The Custodian is CACEIS Bank, Société Anonyme. Registered office: 89-91 rue Gabriel Péri - 92120 Montrouge.